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One balance, in dollars. Send to friends in-app for free, top up with card, or move funds to any external wallet you control. Backed 1:1 by a regulated US-dollar stablecoin.
Free where we can be, paid where we have to be. Card processors and external network fees are real costs we pass through, never marked up.
Your balance is a regulated US-dollar stablecoin — pegged 1:1 to the dollar, always. We don't speculate, we don't list memecoins, we don't yield-farm. It's a wallet.
Your dollar balance is held by Circle Internet Financial, a US-regulated issuer that publishes its reserves every month.
Every $1 you see in the app is backed by $1 in real reserves — cash and short-dated US Treasuries.
Sends inside the app are nearly instant. External transfers run on a low-cost network.
Move your money to any external wallet you control whenever you want.